Credit Card Processing
With a merchant account, you can offer your customers the ease, speed, and convenience of purchasing in person or online.
Even if you’ve been declined for a merchant account somewhere else, ePayPathway will help you get approved for a merchant account so you can begin accepting credit cards or eCheques!
We are a leading consulting group for hard-to-acquire merchants. We specialize in placing high-risk business with their best fit credit card processing. We assist merchants in navigating the sometimes complicated matrix of accepting credit card & eCheque payments. At ePayPathway, we provide you with a superior level of service. You are assigned a dedicated, experienced account manager for the life of the account; one account manager who cares about your success. This is the backbone of our reputation.
Merchant Account Data Security & Fraud Detection
iSPY FRAUD
Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions.
CERTIFY PCI
Automated and integrated web-based process to PCI certify qualified merchants in minutes. Includes unlimited vulnerability scans by an Approved Scanning Vendor (ASV), if necessary.
PAYER AUTHENTICATION
Allows merchants to utilize credit card verifications and verify payer’s authenticity through the gateway.
CUSTOMER VAULT
PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data.
ACCOUNT UPDATER
Account Updater helps ensure uninterrupted payments for customers, particularly those with recurring payments by seamlessly updating card-on-file account information.
(Requires Customer Vault and is supported on First Data North, First Data South and PaymentTech Salem)
Merchant Account Payment Types & Acceptance Methods
SWIPE
Provides merchants and retailers with true end-to-end encryption processing by integrating the MagneSafe Transaction Security Solution.
iPROCESS
The iProcess™ Mobile Only application provides merchants mobile payment processing software for their Apple and Android devices. Merchants can swipe credit cards to obtain retail card-present rates with the optional encrypted card reader.
ELECTRONIC CHEQUE
Enables online and traditional merchants to accept and process electronic cheque payments directly from an ecommerce storefront or through Virtual Terminal.
Back Office Tools
ELECTRONIC INVOICING
Enables merchants to invoice customers via email. Customers can then submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDFs that are attached and emailed to customers.
SYNC PAY
SyncPay provides support for payment processing from directly within QuickBooks Pro™, QuickBooks Premier™ and QuickBooks Enterprise™. The plug-in allows merchants to pay invoices, generate sales receipts, process batch transactions, and view batch reports without ever leaving QuickBooks™.
LEVEL III PROCESSING
Level III Processing is used by government and enterprise-level corporations when handling large orders through business-to-business and business-to-government transactions.